Verification Of Payee (VoP): a strategic lever to secure payments and cash management
As the October 2025 deadline approaches, the widespread implementation of Beneficiary Verification (VoP) across the SEPA area marks a turning point in payment security. For major Finance and Treasury departments, as well as finance IT managers, this initiative is no longer just a compliance project, it now lies at the heart of operational resilience, transaction […]
What are the criteria for choosing a TMS in 2025?
Centralization, automation, cybersecurity, scalability, ERP and multi-bank integration, real-time control… Treasury and IT departments now expect more than just a basic tool. This brief distills 16 key differentiators that currently drive TMS selection, including best practices, user feedback, and ROI levers.
ISO 20022: More Than a Format Change, a Treasury Revolution
Following the banks, which have been migrating to ISO 20022 since March 2023, companies are required to follow suit by the end of the year (November 2025) and transition all their payment flows to the XML format. As banks adopt ISO 20022, businesses must adapt accordingly. Behind this standardization lies a major challenge: ensuring data […]
Understanding the Difference: Payment Factory VS Payment Hub
The terms “Payment Hub” and “Payment Factory” are frequently used interchangeably; however, there are significant distinctions between the two. Here is an overview: Payment Hub A Payment Hub offers a simple solution for centralizing payment processes. It achieves this by executing payments based on pre-defined rules within a strict, non-customizable workflow. All subsidiaries can connect […]
IFRS 9, MIFID II, GDPR…: The Treasurer Facing Regulatory Constraints
These last few months have been marked by the implementation of various regulations that have an impact on the financial professions, including IFRS 9 and MIFID II in January 2018, GDPR in May 2018, to which are added the older French TRACFIN measures (2009) aimed at developing the Anti Money Laundering Fight and Combatting the […]
Treasury Management: 3 New Trends
1. Treasury Processes Automation and Banking Services Improvement Races The development of innovative and increasingly mature algorithms based on technologies such as AI (Artificial Intelligence) and RPA (Robotic Process Automation) is leading solution providers to integrate them to identify trends and automate many tasks. These trends, proposed by the system (i.e. cash management software) and validated […]
The Evolving Global Payments Landscape
The rise of “instant” payments Recent years have seen the development of instant payment infrastructures in several countries and regions of the world. This is particularly the case in Europe (with TARGET Instant Payment Settlement – TIPS – and EBEA CLEARING’s RT1), in the United States (The Clearing House – TCH – Real-Time Payments) and […]
